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Serving Canadians Since 1982

Motorcycle Plus

Our Motorcycle Plus Coverage is flexible and encompasses the needs of today’s driver by offering a selection of customized options to suit your lifestyle.

General Eligibility Requirements

  • Residents of Alberta, Yukon, the Northwest Territories, or Nunavut
  • Operators possessing a valid class 6 license (Moped operators holding only a valid class 7 license require underwriter approval prior to binding)
  • All ages are eligible including operators under 21 years of age with a motorcycle under 650cc’s
  • Operators with 3 or less minor convictions, and no serious or criminal code convictions in the last 3 years
  • Up to 2 at fault losses in the last 6 years
  • Motorcycles’ under 25 years of age
  • Motorcycles valued up to $60,000
  • Long-term leased motorcycles

Eligible Types

  • Standard/Cruiser - includes cruisers, choppers, and standard bikes
  • Touring - includes touring, sport touring, sidecar, 3-wheel bikes and trikes
  • Off Road/Limited Speed - includes dirt, motocross, enduro, dual-purpose, trial, motard, and adventure bikes, scooters, and mopeds
  • Sport - includes sport, and unclad/naked bikes

Ineligible Motorcycles

  • Exhibits
  • Shows
  • Commercial purposes
  • Competitions
  • Racing
  • Speed Trials

Available Coverages

  • Third Party Liability
  • Accident Benefits
  • Collision
  • Comprehensive
  • All Perils
  • Specified Perils
  • Valued Automobile 19A
  • Loss of Use
  • Emergency Service Expense
  • Accident Rating Waiver
  • Family Protection

Subject to terms, conditions and exclusions of the policy.

PLUS Coverage

  • Apparel Plus - Apparel and Accessories
  • Trip Plus - Living and Travel Expenses

Motorcycle Packages


  • Loss of Use $1500
  • Emergency Service Expense - $100 per occurrence: max 2 per policy term

Package Plus

  • Loss of Use $1500
  • Emergency Service Expense - $100 per occurrence: max 2 per policy term
  • Limited Waiver of Depreciation: 60 months

Discounts Available

  • Bike & Auto
  • Bike & Home
  • Anti-Lock Braking System

Contact your local independent broker for other eligibility and minimum insurance requirements.



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